With the latest announcement from Bank Negara Malaysia (BNM) and the Association of Bank in Malaysia (ABM) yesterday 30 April 2020, hire purchase loan and fixed rate islamic financing will now have an additional Interest/Profit charged after during the 6 months moratorium on all Banks starting from 1 May 2020. Which means that […]
Author Archives: Mi Adviser
Mana satu pilihan Kad Perubatan terbaik untuk anak anda? Terlalu banyak Kad Perubatan di luar pasaran menyebabkan ibubapa pening apabila untuk membuat Kad Perubatan untuk anak anda. Apa Kepentingan Kad Perubatan? Kad Perubatan pada zaman sekarang boleh dianggap sebagai satu keperluan hidup dan bukan lagi kehendak kerana kos perubatan setiap tahun pasti […]
Family takaful provides you with both a protection policy and long-term savings for your peace of mind. You or your beneficiary will be provided with financial benefits if you suffer a tragedy. At the same time, you will enjoy an investment return because part of your contribution will be deposited in an account for the […]
We take care of our ourselves and our family. We even insure them because we don’t want anything to happen to them. So why is it that most people fail to apply that same level of care and concern towards themselves? Towards their loved ones? Of course, we don’t expect bad things to happen […]
Bank Negara Malaysia (BNM) on 24 March 2020, announced an automatic 6 months moratorium on all Bank loans starting from 1 April 2020 to assist Borrowers who are facing temporary financial difficulties due to the Covid-19 outbreak. The deferment relief package allows small and medium enterprises (SMEs) and individuals to delay their loan repayment up […]
Malaysians have a number of choices when it comes to getting a loan and it shows the Islamic Financing products have it benefits to be comparable to and just as competitive as other conventional loan packages. But there are some major difference both. What Is An Islamic Financing? An Islamic financing is based […]
Takaful Kediaman atau Takaful Empunya Rumah/Isi Rumah merupakan salah satu polisi insurans terpenting yang anda sepatutnya miliki. Rumah anda merupakan salah satu pelaburan terbesar anda jadi adalah sangat penting untuk anda melindungi rumah anda. Terdapat 3 jenis polisi utama yang boleh melindungi rumah anda: Polisi Kebakaran Asas Polisi ini memberi perlindungan terhadap […]
This topic always came out from my clients/customers mouth when we are talk about this Medical Insurance Coverage. Although this Medical Insurance Coverage is very important to every one of us but not everyone think to own it. Some said no need to buy or own it as they have provided/covered by their employer […]
What Is Takaful? And What Makes The Difference -vs- Conventional Insurance? This make people always wondered what is the difference between Takaful and Life Insurance? Takaful is an insurance concept which is grounded in Islamic Muamalat, observing the rules and regulations of Shariah. In principle, Takaful system is based on mutual co-operation, responsibility, […]
Apa Itu Hibah Takaful? Hibah dari segi bahasa bemaksud hadiah, hibah takaful pula adalah hadiah (pampasan kematian) yang akan diberikan kepada orang yang tersayang (penama) tanpa wasiat & tidak tertakluk kepada hukum faraid jika pemegang takaful itu meninggal dunia. Pelan Takaful juga boleh dijadikan Hibah selepas anda sudah tiada. Hibah ini amatlah berharga dimana […]