Apa itu Wakaf?

Wakaf merupakan endowmen yang diuruskan berasaskan Shariah, merangkumi wang atau aset lain yang disumbangkan kepada institusi atau projek yang patuh Shariah.  Wakaf menjadi sumber asas yang berkekalan dan tidak boleh dibatalkan, untuk meraih pendapatan untuk menampung perbelanjaan operasi dan keperluan lain.

Apakah itu Endowmen?

Endowmen merupakan wang atau aset kewangan lain yang disumbangkan kepada institusi tertentu, seperti institusi pengajian atau hospital, yang menjadi sumber berkekalan untuk meraih pendapatan demi menampung perbelanjaan operasi dan keperluan lain.

Apakah IKHLAS Waqf Endowment (IWE)?

IWE merupakan satu inisiatif kemasyarakatan daripada Takaful IKHLAS.  Bermula 1 April, apabila anda menyertai atau membaharui pelan perlindungan individu produk takaful am Takaful IKHLAS, kami memperuntukkan manfaat IWE secara percuma, di mana sejumlah wang akan disalurkan sebagai wakaf atau endowmen di atas nama anda sekiranya berlaku kematian akibat kemalangan.

 


 

     

 

Ikhlas Waqaf & Endowment (IWE) 

A value -based intiative for the community from Takaful IKHLAS.

 

Introduction 

Money or other financial assets which are donated to approved institutions or projects.
Forms perpetual resources to generate income to cover operating expenses and other needs of the institutions.

 


 

Waqaf

Shariah-compliant endowment.
Money and other assets to Shariah-approved institutions or projects.
Become perpetual and irreversible source, to generate revenue to cover operating expenses and other needs of the institution.

 


 

Eligibility 

All individual participants of Takaful IKHLAS’ general products and services.
Effective 1st April 2019.

 


 

Benefit

A sum of RM1,000.00 for each general takaful certificate.
IWE will be allocated under participants’ name, upon demise due to accidents.

 


 

Contribution

 Complimentary IWE from Takaful IKHLAS for general takaful certificate.

 


 

Institutions

 Recognized and approved Waqf and endowment institutions, selected by Takaful IKHLAS.

 


 

Exclusions

IWE is not applicable to the following:
Disease, illness, miscarriage, or pregnancy.
Incident which is breach of Shariah or Civil Law.

 


 

Claim

Next of kin to submit IWE claim within 6 months of death.
Copy of IC and Death Certificate to be included as proof of documents.

 


 

 

 


 

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