Category Archives: Mortgage Financing

Mortgage Takaful/Insurance – How They Impact Property Purchase

Takaful/Insurans Gadai Janji – Bagaimana Mereka Mempengaruhi Pembelian Harta Tanah   The purchase of a home is funded through borrowings form financial institutions, depending on a person’s financial capability and thereafter monthly repayments for such loans will be made by the borrower to the financial institutions.  The question we now ask is what happen to […]

What is Refinancing Loan?

  What is Refinancing Loan?   Refinancing a mortgage would greatly help those who need extra cash and they can leverage the money for house renovation, businesses expansion, kids education and/or act as an emergency fun for their family. Furthermore, Refinancing also allows you to benefit form the current low-interest-rate by reducing the monthly installments. […]

Malaysia Banks Moratorium – The 6 Months Deferment For All Loans

Bank Negara Malaysia (BNM) on 24 March 2020, announced an automatic 6 months moratorium on all Bank loans starting from 1 April 2020 to assist Borrowers who are facing temporary financial difficulties due to the Covid-19 outbreak. The deferment relief package allows small and medium enterprises (SMEs) and individuals to delay their loan repayment up […]

Islamic -vs- Conventional Home Financing??

  Malaysians have a number of choices when it comes to getting a loan and it shows the Islamic Financing products have it benefits to be comparable to and just as competitive as other conventional loan packages.  But there are some major difference both.   What Is An Islamic Financing? An Islamic financing is based […]

What is Mortgage Loan?

  What is Mortgage Loan? Most of the people obtain a housing loan from a banking institution in Malaysia.  There are many types of housing loan providing by banking institution such as term loan, flexi loan, overdraft and many more.  Based on your current financial status, you might to check it which provide you the […]

Why Your Loan Was Rejected?

  Why Did Your Loan Was Rejected & What You Can Do About It?   It is common thing that your loan was rejected nowadays as Bank become more strict now on the documentation for loan approval. Whether it’s a home, personal or car loan, getting rejected after all the hard work that goes into […]